If you are new to this blog, you are invited to read first “The Largest Heist in History” which was accepted as evidence and published by the British Parliament, House of Commons, Treasury Committee.

"It is typically characterised by strong, compelling, logic. I loosely use the term 'pyramid selling' to describe the activities of the City but you explain in crystal clear terms why this is so." commented Dr Vincent Cable MP to the author.

This blog demonstrates that:

- the financial system was turned into a pyramid scheme in a technical, legal sense (not just proverbial);

- the current crisis was easily predictable (without any benefit of hindsight) by any competent financier, i.e. with rudimentary knowledge of mathematics, hence avoidable.

It is up to readers to draw their own conclusions. Whether this crisis is a result of a conspiracy to defraud taxpayers, or a massive negligence, or it is just a misfortune, or maybe a Swedish count, Axel Oxenstierna, was right when he said to his son in the 17th century: "Do you not know, my son, with how little wisdom the world is governed?".

Wednesday, 2 September 2009

Loan to deposit ratio and banks liquidity



(This article is a technical analysis dedicated to John Varley, the CEO of Barclays Bank, of one of the largest and most famous banks in the world, referred to in the article “Liquidity risk”, who took care to write to the author of this blog.)

The key issue about banks liquidity is money multiplier. Money multiplier is a ratio of banks balance sheets to cash in circulation. It answers a question: how many pounds on the banks balance sheets does £1 real cash has to cover?


When a loan to deposit ratio is below 100% a money multiplier (MM) is expressed by a formula: MM = 1/(1-LTD) where LTD is loan to deposit ratio expressed in decimal terms. The loan to deposit ratio can fluctuate: i.e. if LTD is 50% then MM is 2, if LTD is 75% then MM is 4, if LTD is 90% then is 10, if LTD is 99% then MM is 100.

Ultimately, if loan to deposit ratio is always kept below 100% then, at any one time, the ratio of total loans to total deposits on the books gives an average loan to deposit ratio (ALTD). This average may be done for a particular bank or for a group of banks or for entire economy. A money multiplier calculated on the basis of such average, 1/(1-ALTD), is a measure of a particular bank’s liquidity, a group of banks liquidity or entire economy liquidity position. A bank's CEO can look at such figure and have an immediate good idea about the liquidity of his bank. A Chancellor of the Exchequer (a Minister of Finance) may look at such figure calculated on the basis of total loans and total deposits for all banks and have a good idea of the liquidity of the banking system.

This money multiplier can be then considered within a concept of “stickiness” of different types of money deposited in banks (current accounts, deposit accounts, investments, etc). The lower the money multiplier the higher the “stickiness” of any kind of deposits. In other words, if £1 real cash covers lower amount of pounds on the banks’ balance sheets, the likelihood (under the same circumstances) that a bank will not have sufficient cash to cover the demand for withdrawals is lower than if £1 real cash covers higher amount of pounds.

Therefore if loan to deposit ratio is below 100%, the lower the loan to deposit ratio, the lower the money multiplier, the higher the “stickiness” of funds and the lower the liquidity risk. A ratio of total loans to total deposits gives a money multiplier at any one time and a good idea about underlying liquidity risk. Then a consideration can be given to "stickiness" of individual financial products (from current accounts to long term investments such as pensions).


When a loan to deposit ratio (LTD) is above (or equal) 100%, money multiplier (MM) is infinite. Of course it does not make sense to state that £1 of real cash has to cover infinite amount of pounds on banks balance sheets, at any one time, but it would be so if this continued forever. If a LTD is above (or equal) 100% then we have to calculate MM based on the number of deposit – loan cycles. For example if LTD is 100% and initial deposit is £1, after 20 deposit – loan cycles, this £1 has to cover £20 on the banks balance sheets and after 220 deposit – loan cycles, this £1 has to cover £220 on the banks balance sheets and so on. This is a staggering but still linear growth. If LTD is above 100%, then the financial system becomes a classic example of a pyramid scheme. For example if LTD is 117% and initial deposit £1, after 20 deposit – loan cycles, this £1 has to cover over £130 on the banks balance sheets and after 220 deposit – loan cycles, this £1 has to cover over £5.89 quadrillion on the banks balance sheets and so on. This is a runaway exponential growth.

As it is a cycle, whereby deposits become loans which become deposits and so on, if loan to deposit ratio is above (or equal) 100%, the higher loans result in deposits that result in even higher loans and so on. Therefore in terms of liquidity if at any one time a ratio of total loans to total deposits is taken (which is higher than one) – per bank, a group of banks or entire financial system - it does not give any idea about the prevailing money multiplier as, unlike when loan to deposit ratio is below 100%, it also depends on a number of deposit – loan cycles and loan to deposit ratio of each of them. Therefore a bank’s CEO or a Minister of Finance does not have an idea about the liquidity based on total loans to total deposits ratio. Perversely, model-wise for the sake of clarity of argument, if there were, say, 20 full cycles with loan to deposit ratio of 117% followed by a full cycle of 0%, then the total loans to total deposits ratio would be below 100% whilst money multiplier would be over 130, i.e. liquidity would be extremely fragile. (It should be noted that whilst deposit – loan cycles do not occur in such a uniform, synchronised, way, the model presented gives an accurate account of how they work and what outcomes they produce in reality.) For example information that a bank reduced loan to deposit ratio from 138% to 129% does not carry information whether its liquidity improved or got worse. If a bank stopped giving loans and started keeping deposits building up liquidity buffer, this would imply that liquidity improved. However if a bank continued to lend with, say, loan to deposit ratio of 105% which could have resulted in overall reduction from 138% to 129% (total loans to total deposits), this would have implied that liquidity actually got worse. As presently the banks have reduced lending heavily, the former rather than latter seems to be the case (but this is a guess) and it is foolish of the government to expect banks to lend more.

We know however that a money multiplier keeps growing very fast (at exponential pace, i.e. it is a pyramid scheme, if loan to deposit ratio is above 100%), and if this continued forever, ultimately, £1 real cash would have to cover the balance sheets that would be infinitely high. As this is impossible, a liquidity crunch is 100% certain in a finite time.

It follows that if loan to deposit ratio is above (or equal) 100%, the higher the loan to deposit ratio, the faster the money multiplier growth. However, in any event, the liquidity risk is 100% in a finite time. It follows that the traditional notion of “stickiness” of funds becomes vacuous as no funds are “sticky” anyway. It is a question when (in a finite time) and in which part of the system the liquidity crunch starts. This depends on various factors such as access to information or sophistication of depositors/investors in particular financial products who realise first that £1 real cash cannot cover ever growing, and without a limit, banks balance sheets and decide to withdraw their funding first. Therefore it is not surprising at all, in the context of the current financial crisis, that traditional retail deposits turned up more “sticky” than wholesale, investment-based, funding.

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  2. Sara, thanks for your time taken to read my blog and your encouraging comment. If you think my blog deserves it, keep spreading the link to it around.

    All the best

    Greg

    ReplyDelete
  3. Any idea of how loan/deposit ratio varies over time?
    I would imagine just before Christmas deposits would reduce and then just after bounce back up but apart from that what distribution, if any do they follow day to day

    ReplyDelete
  4. stalinvlad, please read: http://gregpytel.blogspot.com/2010/03/computational-complexity-analysis-of.html, section 6, "Depleting Reserve Banking and loss of control of Money Multiplier". I hope it answers your question.

    Best

    Greg

    ReplyDelete
  5. So to avoid putting money/cash thru a bank one of the things I could do is buy commodities, e.g. oil.
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    Like wise anything for sale coul only be purchased by those with cash that was not in any failed bank ( er Lehmans)
    So injecting 1+Trillion Dollars into the banking system may cost us something but to have not done it, to live our lives as if maths mattered and not bread, water cars etc to not have done so we would be in a real big mess as the de-leverage would have been harder and faster than without this made out of thin air trillion?

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  6. The key issue about banks liquidity is money multiplier. Money multiplier is a ratio of banks balance sheets to cash in circulation. It answers a question: how many pounds on the banks balance sheets does £1 real cash has to cover?loan

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  8. Actually I read it yesterday but I had some thoughts about it and today I wanted to read it again because it is very well written.
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    1. HOW I GOT A LEGIT LOAN WITHIN THREE DAYS OF APPLYING @ 2% INTEREST RATE

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  16. HOW I GOT MY LOAN FROM DR KELLY WILLIAMS LOAN FINANCE

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    ReplyDelete
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    1. TRUSTED LENDER (LEXIELOANCOMPANY@YAHOO.COM)
      My name is Michael Lee a citizen of Illinois, USA. i have been scammed by 7 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 23930USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called MARTINEZ LEXIE LOAN COMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 7 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. I filled the loan application form and proceeded with all that was requested of me and to my greatest surprise my loan was granted to me without further delay and here i am today happy because Martinez Lexie Loan Company HAS GIVEN ME A REASON TO LIVE, so i made a vow to my self that i will keep testifying on the internet on how i got my loan. You are to contact this GODSENT LENDER via Email: Lexieloancompany@yahoo.com OR Text +18168926958


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  17. I applied for a Loan of $30,000 for my son's hospital bills on Friday with Am.Invest and today the money was paid out to my account Today.. am now happy now because he got me out of debt by giving me a loan those who needs loan should contact him now via: am.invest@hotmail.com for more info.

    ReplyDelete
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  19. I live in UK London and i am a happy man today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness for me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Cindy Giles, that refer you to him. contact Mr. Jenas Pedro ,via email:( jp_loanfirm@hotmail.com )Thank you

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  22. Top of the day to you i want to bring to your notice that we offer a free and secure loan transaction which can be deliver to you within the next 48 hours of application from the stable of Kenneth Beare Loan Firm.We offer loan out at a very low rate 3% if you are interested to have a legitimate transaction then you have arrive at the right source. osmanmoneyfinance@gmail.com

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    1. Divine Loan Opportunity Offered By CHESTER BRIAN LOANS That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

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  26. Hi everyone. I saw comments from people who already got their loan from Jenas Pedro and then I decided to apply under their recommendations and just few hours ago I confirmed in my own personal bank account a total amount of $80,000 which I requested for. This is really a great news and I am advising everyone who needs real loan to apply through their email ( jp_loanfirm@hotmail.com ) I am happy now that i have gotten the loan I requested

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  40. Testimony of Restoration with the help of Martinez Lexie(Lexieloancompany@yahoo.com OR +18168926958)..

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  41. I am Joan Felch, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(joanfelchloanhome@gmail.com or jfloanlendingcompany@yahoo.com)

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  43. Mi nombre es Maria Eduarda Lívia y soy de español que quiero usar este momento para decirle a todos en internet acerca de cómo recibí mi préstamo de hoy de una nueva empresa de préstamo legítimo de 2017 el nombre de la empresa es Marian Hoffman préstamo de la empresa y ellos Soy legítimo nunca he visto la compañía en el Internet antes y apenas las vi ayer en un sitio y decidí aplicarlas me dijeron que todo que necesito hacer y después de hacerlas que recibí mi préstamo en mi cuenta bancaria hoy. Quiero utilizar este tiempo para decirle a todo el mundo en Internet que si usted necesita un préstamo de préstamo legítimo esta es la empresa real para aplicar y de inmediato se aplican de ellos sólo estar seguro de que va a recibir su préstamo con seguridad de ellos y sea feliz. Si usted está interesado en un préstamo Marian Hoffman es la empresa a aplicar de que son reales y la empresa de préstamo legítimo de 2017 allí dirección de correo es marianhoffman.finance@gmail.com

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  44. Hola mi nombre es Pamela Renata Giovana soy de español Acabo de recibir mi préstamo de 50.000 Reals de esta nueva empresa de préstamos legítimos de 2017 y el nombre de la empresa es Marian Hoffman préstamo de la compañía que solicité un préstamo de ayer y acabo de recibir una alerta De mi banco hoy que había un fondo de 50.000 reales en mi cuenta y soy tan feliz por lo que todo el mundo si necesita un préstamo real esta es la empresa a aplicar de ellos son reales y estar seguro de que si solicita un préstamo de Ellos hoy y que son rápidos con ellos para mañana estar esperando sus fondos de préstamo en su cuenta de forma segura. Tan si usted necesita un préstamo de ellos usted puede solamente entrar en contacto con ellos vía allí correo en marianhoffman.finance@gmail.com.

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  47. We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

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  58. I am Sarah by name. I live in CANADA, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online loan lenders. I had almost lost hope until a friend of mine referred me to a very reliable loan lender called Mr Perch David from USA who lend me loan of $50,000 under 6hours without any stress. If you are in need of any kind of loan just contact him now via: forafinancialloancompany@gmail.com I am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I dont wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Perch David from USA, i pray that God should give him long life.

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  62. I work as a financial consultant for my clients and We have a direct genuine provider for BG/ SBLC specifically for lease, at affordable leasing price of any amount of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.
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    ReplyDelete
  88. THIS IS NO JOKE...... ARE YOU IN NEED OF A LOAN?
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    ReplyDelete
  89. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@yahoo.com OR +1(215)-874-8060

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    ReplyDelete
  90. My name are Marian Wilson and i live in USA west Virginia and i am a happy woman today, I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to them.I would like to bring this to the notice of the public about how i meet martins Walters after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children’s fees,I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: martinswalters28@gmail.com
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    ReplyDelete
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    ReplyDelete
  92. Greetings to You,

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  93. Hello Sir / Madam,

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    ReplyDelete
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  95. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    ReplyDelete
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  97. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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  101. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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    *Refinancing Loans
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    ReplyDelete
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    ReplyDelete
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  104. Do you need a loan?
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    ReplyDelete
  105. HOW I WAS RESCUED BY A GOD FEARING LENDER {jonesloaninvestment@hotmail.com}

    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. AND you can know know about them via web page https://jonesloanfinance.wixsite.com/loan or contact them via email on {jonesloaninvestment@hotmail.com} or Text +1(240) 686-5090

    ReplyDelete
  106. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

    Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Adam Fred Loan Company is the answer. Email (Adamfredloanfirm@outlook.com)

    **Are you financially squeezed?
    **Do you seek funds to pay off credits and debts?
    **Do you seek finance to set up your own business?
    **Are you in need of private or business loans for various purposes?
    **Do you seek loans to carry out large projects?

    We offer the following types of loans

    *Debt Consolidation Loans *Business Loans *Personal Loans *Home Loans *Car Finance *Commercial Loans *Investments Loans *Debts Consolidation *Business Planning *Commercial Development Finance *Properties Mortgages *Bad credit loans *commercial loans *Start-up- working capital loans *Construction loans *Car loans, *Hotel loans*Student loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (Adamfredloanfirm@yahoo.com) or Text or call us on +15017229938 OR +18144768385
    Reply

    ReplyDelete
  107. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@yahoo.com OR +1(215)-874-8060

    Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@yahoo.com OR text/call them on +1(215)-874-8060; or preferably fill the loan application on their auxiliary webpage on http://www.joshloancompany.bravesites.com/

    ReplyDelete
  108. HOW I WAS RESCUED BY A GOD FEARING LENDER {jonesloaninvestment@hotmail.com}

    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. AND you can know know about them via web page https://jonesloanfinance.wixsite.com/loan or contact them via email on {jonesloaninvestment@hotmail.com} or Text +1(240) 686-5090

    ReplyDelete
  109. My name is Marian i live in west Virginia and i am a happy woman today, I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to them.I would like to bring this to the notice of the public about how i meet martins Walters after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children’s fees,I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: martinswalters28@gmail.com
    where i was granted a loan to pay up my debts and to start up a business. You can contact them through the email above or martinswaltersloanfirm@yahoo.com. I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

    ReplyDelete
  110. Hello.

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    ReplyDelete
  111. HOW I GOT A LOAN @ 2% INTEREST RATE with Victoriafinancier@outlook.com

    Am very happy as am writing this testimony of how i got my loan from Victoria Financier Loan @ 2% interest rate, if you want to get a loan from any company you have to contact her FIRM ( victoriafinancier@outlook.com ). when i contact her, i thought she was like the rest and to my Greatest surprise was how fast i got my loan amount in my account and that was the Exact amount i applied for in her company. If you are interested in getting any type of loan, you should contact her now via email: victoriafinancier@outlook.com . She helped many persons that i recommended to her.

    *Full Name:_________

    *Address:_________

    *Tell:_________

    *loan amount:_________

    *Loan duration:_________

    *Country:_________

    *Purpose of loan:_________

    *Monthly Income:__________

    *Occupation__________

    *Next of kin:_________

    *Email :_________

    ReplyDelete
  112. Hello.

    Greetings, i'm Hogg Robert Tom from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company William Paul Loans. Via E_mail: williampaul356@gmail.com

    Regards.


    ReplyDelete
  113. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

    Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060; or preferably fill the loan application on their auxiliary webpage on http://www.joshloancompany.bravesites.com/

    ReplyDelete
  114. Hello,

    Are you searching for a very genuine loan at an affordable interest rate, under a conducive loan terms and conditions? Do you need a loan to settle your debt or to pay off your bills? Have you been turned down constantly by your Banks and other financial institutions just because you have a low credit score? Do you need a loan or credit for any reason such as,

    * Vehicle Loans
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    Note: We give out loan for just 3% interest rate yearly.

    Interested persons should contact us via email:- cashloancompany10@gmail.com to enable us open a loan processing file.

    Contact Email:- cashloancompany10@gmail.com

    Best wishes,
    Mr Robert Smith.

    ReplyDelete
  115. Divine Loan Opportunity Offered By CHESTER BRIAN LOAN COMPANY That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

    Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text +1(803) 373-2162 visit our page now on http://brianloancompany.bravesites.com/

    ReplyDelete
  116. THIS IS NO JOKE...... ARE YOU IN NEED OF A LOAN?
    FOR YOUR REQUIRED QUICK AFFORDABLE LOAN, EMAIL: davisloancompany@yahoo.com OR CALL/TEXT +{424} 772-2156


    I'm Joyce Kane living in USA.I want to share this great testimony on how I got my loan from DAVIS LOAN COMPANY INC..I couldn't pay my bills anymore.
    I lost everything like it was the end of the world, my family were driven out of our home because I couldn't pay my bills anymore, i applied from various company but all to no avail i end up being scammed by this fake companies claiming to be lender and denied a loan by my bank as well as credit unions I visited. i was homeless, i was bored and felt like it was the end of the world, i prayed so hard to God so he can help me, i cried day and night, to God be the glory One day i meant an old friend of mine who introduced me to this God fearing loan company davisloancompany@yahoo.com At first I told him that I am not ready to take any risk of requesting a loan online anymore,but he assured me that I will receive my loan from them on a second thought due to my current situation and condition I took a trial and applied for the loan, I filled the loan application form and proceeded with all that was requested of me,so Luckily as God would have it, this great and God fearing company granted me a loan of $200,000.00 which i actually applied for from this company a God sent loan lender, i know many people are out there passing through so much pain right now all in the name of getting a loan i will strongly advise you all to get your loan today from this company You can get in contact with this great company via email at [davisloancompany@yahoo.com] OR CALL/TEXT +{424} 772-2156

    ReplyDelete
  117. We are Russell Financial Company Ltd located in America and other Europe countries, we offers both personal and investment loans to meet your needs and demands, We also render both secured and unsecured loan services for debt consolidation, unexpected expenses Or home improvement, business, Project and more. Our services is cheap and affordable at the annual interest rate of 3%.

    We will send you more details as soon as we receive your loan request. For more information, Kindly Contact Email: russell.financial2@outlook.com

    ReplyDelete
  118. We are Russell Financial Company Ltd located in America and other Europe countries, we offers both personal and investment loans to meet your needs and demands, We also render both secured and unsecured loan services for debt consolidation, unexpected expenses Or home improvement, business, Project and more. Our services is cheap and affordable at the annual interest rate of 3%.

    We will send you more details as soon as we receive your loan request. For more information, Kindly Contact Email: russell.financial2@outlook.com

    ReplyDelete
  119. We are Russell Financial Company Ltd located in America and other Europe countries, we offers both personal and investment loans to meet your needs and demands, We also render both secured and unsecured loan services for debt consolidation, unexpected expenses Or home improvement, business, Project and more. Our services is cheap and affordable at the annual interest rate of 3%.

    We will send you more details as soon as we receive your loan request. For more information, Kindly Contact Email: russell.financial2@outlook.com

    ReplyDelete
  120. Hello,my name is Shelly Moore,and i live in Florida, USA. I want to talk about something that I am just very happy and excited about; I had a small bakery, and in my apartment, I had a bad credit. It became very though for me, because people do not want to loan; banks and other financial institution do not want to loan money to me due to my bad credit. So I needed to find someone that could pay really quick. We wanted to add on to our bakery in other words we needed an $85,000 loan which was really difficult at that time, before a friend of mine 'Helen Waters' introduced me to;orchardfundingplc@gmail.com. I was so scared because I didn't want to get scammed. On a second thought i took the risk and applied for the loan. That day I got a response and I got funded in two days, I am so excited, I couldn't believe how quick it was. I now have a decent credit and my business has expanded. All thanks to Orchard Funding Plc who made this possible for me. So if you are out there in search of a loan please kindly apply now on;orchardfundingplc@gmail.com.and also, that's the right company where you can get your desired loan amount validly and without any stress,or waste of time.THANKS..

    ReplyDelete
  121. Good Day, I am billeycrey, from United state of America, i stayed in
    Alabama city, and i had a broke up business, until i found this company
    email who help me to gain a loan for my business, and now i want to
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    FUNDS for the fast and safe money they loan to me without any form of
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    within 24hrs, i was surprise and feel glad, now i have a standard
    business control agent who help me, now i will advice those who need
    urgent loan to contact them now :{ derickloanfinacecompany@gmail.com } I
    know that they will help you immediately

    ReplyDelete
  122. How I Got Back On My Feet Again Through The Help Of A Reliable Loan Company

    Am here to share my testimony of what a good trusted loan company did for me. My name is Robert Laura , from Texas United States and I’m a lovely mother of 3 kids i lost my Job a couple of months ago 14th January precisely and things where so hard for me and my children, I went online to seek for a loan assistance and i fall into the hands of scammer, i was scam over $4,500.00 dollars, all my access where all gone, taken away from me. all hope was lost and i and my kids where sleeping in the street not until one faithful day when i met this friend of mine who recently secured a loan from PHILIPS LOAN LIMITED. She introduced me to this honest company who helped me get a loan in less that 24 hours which was MAY 5th 2017 without any stress, i will forever be grateful to Mr PHILIPS HARVEY, for helping me get back on feet again. you can contact them via email: philipsharveryloanfirm@gmail.com, they do not know I’m doing this for them, but i just have to do it because a lot of people are out there who are in need of a loan assistance and they have been scammed like me please come to this company and be saved.Email:(philipsharveryloanfirm@gmail.com)

    Regards.

    ReplyDelete
  123. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

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    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian
    +1 (850)846-6235
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  124. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian
    +1 (850)846-6235
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  125. David benjamin ATM company is indeed a wonderful place to be. For the past 6 months i have been paying money to several companies just to get me a loaded card and all have scammed me of my money without any delivery. I was told by a friend who got her card in less than 4 days of her applying to contact davidbenjaminltd@outlook.com and lo and behold i was told to make a delivery payment and part payment for the card balance when i receive the card and must have tested it. Am proud to announce to any one in need of a genuine hacker who is tired of loosing money to rippers to contact : davidbenjaminltd@outlook.com and get you card without any story telling.

    ReplyDelete
  126. Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Adam Fred Loan Company is the answer. Email (Adamfredloanfirm@outlook.com)

    ReplyDelete
  127. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

    Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Adam Fred Loan Company is the answer. Email (Adamfredloanfirm@outlook.com)

    **Are you financially squeezed?
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    **Are you in need of private or business loans for various purposes?
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    We offer the following types of loans

    *Debt Consolidation Loans *Business Loans *Personal Loans *Home Loans *Car Finance *Commercial Loans *Investments Loans *Debts Consolidation *Business Planning *Commercial Development Finance *Properties Mortgages *Bad credit loans *commercial loans *Start-up- working capital loans *Construction loans *Car loans, *Hotel loans*Student loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (Adamfredloanfirm@yahoo.com) or Text or call us on +15017229938 OR +18144768385
    Reply

    ReplyDelete
  128. WE OFFER ALL KIND OF LOANS APPLY FOR AFFORDABLE LOANS.

    ADAM FRED Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

    As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
    payments to ease the strain on your monthly expenses.

    we give out loan with an affordable interest rate of 2% Do
    you have a low credit score, and you will find it difficult to get loans
    from local banks and other financial institutions? solution to your
    financial problem is Dr. Ezra Sebastian The Terms and Conditions are very simple
    and considerate

    DO YOU NEED 100% FINANCE?
    ( Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385) aims is to provide Excellent Professional Financial Services.

    Please, contact us for more information: ( Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385)

    Our services include the following:

    * Personal Loans
    * Debt consolidation loans
    * Possibility
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans



    NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    email (Adamfredloanfirm@outlook.com) you can email us with your information.
    email us: Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385


    Yours Sincerely,

    We look forward to hear from you ASAP

    ReplyDelete

  129. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email Bobbycook1221@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email Bobbycook1221@gmail.com.

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Loan for any kinds
    Family loan
    E.T.C

    Loan Application Form:

    * Name of Applicant:
    * Address:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel:
    * Mobile:
    * Amount Requested:
    * Loan Duration:
    * Loan Purpose:
    * Have you applied for a loan before?
    * If yes; Name of company & Location:

    EMPLOYMENT:

    * Place of work:
    * Address:
    * Phone Number:

    Loan Officer.

    Monday-Saturday:7:30am-6:30pm {Processing time}.
    Sunday:12noon-6:30pm {Processing time}
    After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

    BOBBY COOK

    Bobbycook1221@gmailcom or text or call us on +18144768385
    Awaiting your swift reply.

    ReplyDelete
  130. WE OFFER ALL KIND OF LOANS APPLY FOR AFFORDABLE LOANS.

    ADAM FRED Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

    As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
    payments to ease the strain on your monthly expenses.

    we give out loan with an affordable interest rate of 2% Do
    you have a low credit score, and you will find it difficult to get loans
    from local banks and other financial institutions? solution to your
    financial problem is Dr. Ezra Sebastian The Terms and Conditions are very simple
    and considerate

    DO YOU NEED 100% FINANCE?
    ( Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385) aims is to provide Excellent Professional Financial Services.

    Please, contact us for more information: ( Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385)

    Our services include the following:

    * Personal Loans
    * Debt consolidation loans
    * Possibility
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans



    NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    email (Adamfredloanfirm@outlook.com) you can email us with your information.
    email us: Adamfredloanfirm@yahoo.com or Text or call us on 15017229938 OR 18144768385


    Yours Sincerely,

    We look forward to hear from you ASAP

    ReplyDelete

  131. We offer our financial instrument- lease BG/SBLC for such business covering Aviation, real estate development, oil and gas, bio tech, heavy construction involving dams, irrigation scheme, Hospitality, Foods industry, telecoms, laboratory etc.

    For further details contact us with the below information....

    Contact : Mr. Kuo Chung
    Email: kuo.mandate72@gmail.com
    Skype ID: kuo.mandate72

    ReplyDelete
  132. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email barbarahodgeloanfirm@gmail.com.

    ReplyDelete
  133. Good Day,

    Are you in any kind of financial difficulties; Do you need a loan to clear your debts; Are you going to increase your finances; You're a business person who wants to expand his / her business. We advise hereby contact the real hero, trust, and effective loan lending company for your loan. I recognized both by individuals and the government of our great effectiveness.

    Interested persons should contact us via email:- trustloanaccess@gmail.com to enable us open a loan processing file.

    We are certified, reliable, efficient, fast and dynamic. And we are capable of offering you a loan of £ 5,000.00 British pound to £ 25,000,000.00 British pound with low interest rate of 3% per year.

    Please contact us, if you need a loan from my company. Our e-mail address of contact: trustloanaccess@gmail.com

    Sincerely,
    Mrs Samir Desai


    Happy day (loan offer)

    ReplyDelete
  134. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email barbarahodgeloanfirm@gmail.com.

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Loan for any kinds
    Family loan
    E.T.C

    Loan Application Form:

    * Name of Applicant:
    * Address:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel:
    * Mobile:
    * Amount Requested:
    * Loan Duration:
    * Loan Purpose:
    * Have you applied for a loan before?
    * If yes; Name of company & Location:

    EMPLOYMENT:

    * Place of work:
    * Address:
    * Phone Number:

    Loan Officer.

    Monday-Saturday:7:30am-6:30pm {Processing time}.
    Sunday:12noon-6:30pm {Processing time}
    After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

    BARBAR HODGE

    barbarahodgeloanfirm@gmail.com or text or call us on +15017229938
    Awaiting your swift reply.

    ReplyDelete
  135. do you need a genuine loan for business purposes or to pay your debt contact Mr Kellie Wilson now for genuine loans via email: Oceanicfinance113@gmail.com

    ReplyDelete
  136. Divine Loan Opportunity Offered By CHESTER BRIAN LOANS That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

    Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text (803) 373-2162 and also contact there webpage via brianloancompany.bravesites.com

    ReplyDelete
  137. El solicitante de préstamos de atención,

     Bienvenido a KELVIN BEUTY LOAN FINANCING INC. Como parte de su paquete de bienestar está ofreciendo una oferta de préstamos personales y de negocios con una tasa de interés de 3% sin ninguna verificación de crédito. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben


    * Préstamo Personal (no garantizado)

    * Préstamo de negocio (sin garantía)

    * Consolidación de Deuda de Préstamo

    * Mejorar su hogar

    SOLICITUD:

    1) Prefijo (Sr., Sra., (MS).

    2) Nombre:

    3) Apellido:

    4) Dirección:

    5) País:

    6) Estado:

    7) Número de teléfono:

    8) Móvil:

    9) Ocupación:

    10) Cantidad necesaria como préstamo:

    11) Ingreso mensual:

    12) Duración del préstamo:

    13) El propósito del préstamo:

    14) ¿Ha solicitado antes:

     Todas las respuestas deben enviarse a: Correo electrónico: tasa de interés del préstamo del 3% sin ninguna garantía adicional. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben enviarnos un correo electrónico a: kelvinbeuty@googlemail.com cuando recibamos la solicitud, luego procesaremos su solicitud de préstamo para su aprobación
    Sinceramente,
    Gracias y
    DIOS TE BENDIGA
     Sra. Kelvin Beuty

    ReplyDelete
  138. El solicitante de préstamos de atención,

     Bienvenido a KELVIN BEUTY LOAN FINANCING INC. Como parte de su paquete de bienestar está ofreciendo una oferta de préstamos personales y de negocios con una tasa de interés de 3% sin ninguna verificación de crédito. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben


    * Préstamo Personal (no garantizado)

    * Préstamo de negocio (sin garantía)

    * Consolidación de Deuda de Préstamo

    * Mejorar su hogar

    SOLICITUD:

    1) Prefijo (Sr., Sra., (MS).

    2) Nombre:

    3) Apellido:

    4) Dirección:

    5) País:

    6) Estado:

    7) Número de teléfono:

    8) Móvil:

    9) Ocupación:

    10) Cantidad necesaria como préstamo:

    11) Ingreso mensual:

    12) Duración del préstamo:

    13) El propósito del préstamo:

    14) ¿Ha solicitado antes:

     Todas las respuestas deben enviarse a: Correo electrónico: tasa de interés del préstamo del 3% sin ninguna garantía adicional. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben enviarnos un correo electrónico a: kelvinbeuty@googlemail.com cuando recibamos la solicitud, luego procesaremos su solicitud de préstamo para su aprobación
    Sinceramente,
    Gracias y
    DIOS TE BENDIGA
     Sra. Kelvin Beuty

    ReplyDelete
  139. El solicitante de préstamos de atención,

     Bienvenido a KELVIN BEUTY LOAN FINANCING INC. Como parte de su paquete de bienestar está ofreciendo una oferta de préstamos personales y de negocios con una tasa de interés de 3% sin ninguna verificación de crédito. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben


    * Préstamo Personal (no garantizado)

    * Préstamo de negocio (sin garantía)

    * Consolidación de Deuda de Préstamo

    * Mejorar su hogar

    SOLICITUD:

    1) Prefijo (Sr., Sra., (MS).

    2) Nombre:

    3) Apellido:

    4) Dirección:

    5) País:

    6) Estado:

    7) Número de teléfono:

    8) Móvil:

    9) Ocupación:

    10) Cantidad necesaria como préstamo:

    11) Ingreso mensual:

    12) Duración del préstamo:

    13) El propósito del préstamo:

    14) ¿Ha solicitado antes:

     Todas las respuestas deben enviarse a: Correo electrónico: tasa de interés del préstamo del 3% sin ninguna garantía adicional. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben enviarnos un correo electrónico a: kelvinbeuty@googlemail.com cuando recibamos la solicitud, luego procesaremos su solicitud de préstamo para su aprobación
    Sinceramente,
    Gracias y
    DIOS TE BENDIGA
     Sra. Kelvin Beuty

    ReplyDelete
  140. El solicitante de préstamos de atención,

     Bienvenido a KELVIN BEUTY LOAN FINANCING INC. Como parte de su paquete de bienestar está ofreciendo una oferta de préstamos personales y de negocios con una tasa de interés de 3% sin ninguna verificación de crédito. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben


    * Préstamo Personal (no garantizado)

    * Préstamo de negocio (sin garantía)

    * Consolidación de Deuda de Préstamo

    * Mejorar su hogar

    SOLICITUD:

    1) Prefijo (Sr., Sra., (MS).

    2) Nombre:

    3) Apellido:

    4) Dirección:

    5) País:

    6) Estado:

    7) Número de teléfono:

    8) Móvil:

    9) Ocupación:

    10) Cantidad necesaria como préstamo:

    11) Ingreso mensual:

    12) Duración del préstamo:

    13) El propósito del préstamo:

    14) ¿Ha solicitado antes:

     Todas las respuestas deben enviarse a: Correo electrónico: tasa de interés del préstamo del 3% sin ninguna garantía adicional. Esto es para ayudar a la gente a alcanzar sus objetivos financieros. Las personas interesadas deben enviarnos un correo electrónico a: kelvinbeuty@googlemail.com cuando recibamos la solicitud, luego procesaremos su solicitud de préstamo para su aprobación
    Sinceramente,
    Gracias y
    DIOS TE BENDIGA
     Sra. Kelvin Beuty

    ReplyDelete
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