If you are new to this blog, you are invited to read first “The Largest Heist in History” which was accepted as evidence and published by the British Parliament, House of Commons, Treasury Committee.

"It is typically characterised by strong, compelling, logic. I loosely use the term 'pyramid selling' to describe the activities of the City but you explain in crystal clear terms why this is so." commented Dr Vincent Cable MP to the author.

This blog demonstrates that:

- the financial system was turned into a pyramid scheme in a technical, legal sense (not just proverbial);

- the current crisis was easily predictable (without any benefit of hindsight) by any competent financier, i.e. with rudimentary knowledge of mathematics, hence avoidable.

It is up to readers to draw their own conclusions. Whether this crisis is a result of a conspiracy to defraud taxpayers, or a massive negligence, or it is just a misfortune, or maybe a Swedish count, Axel Oxenstierna, was right when he said to his son in the 17th century: "Do you not know, my son, with how little wisdom the world is governed?".

Thursday 6 August 2009

How to make money?



Hedge funds operate in a highly unregulated environment, operating through string of companies in various jurisdictions, many of them offshore. Below is a simple recipe how to make big money:

1. A hedge funds lends a lot of money (say, $100mil) to a company.

2. Then a hedge fund buys "insurance" on this $100mil, say, 10 times over. So in case of a company-borrower default on $100mil, a hedge fund gets $1bn.

3. In parallel a hedge fund takes over some control over a company on one side, and on the other, pulls the plug on this $100mil loan, demanding repayment, forcing a company into default and bankruptcy. When it happens a hedge fund ends up with $1bn payment (minus some millions of the costs of operations).

(For all those not that clever in finance, it is the same strategy as if you insured your house 10 times over, and then left on holidays without turning off the 30 years old chips deep fryer.)

As suggested in an article, ”Is another loot going on now?”, a lot of taxpayers’ money that was used to rescue the banks, or has been supplied as a part of quantitative easing, is likely to end up in offshore companies, hedge funds and all that. If you ever wondered how they make loads of money, you have this example above. There are many more other ways. It is a self-perpetuating machine that is designed to make money for financiers involved and rob shareholders, stakeholders, taxpayers, etc: to hold them by their throat, in the same way as loan sharks control their victims. It is not really that clever or intelligent: an par with sophistication of Albanian gangsters in 1996 -1997.

The fact that the system allows such arrangements means that it is criminal and the prosecution authorities must look into it. The fact that the politicians, our elected representatives, allow for such arrangements makes them materially and criminally responsible.

6 comments:

  1. Greg, who is selling the insurance to hedge funds?

    ReplyDelete
  2. These are CDS bought on the financial markets. I think, for example, AIG, ultimately, was a provider of such "insurance".

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  5. These are CDS bought on the financial markets. I think, for example, AIG, ultimately, was a provider of such "insurance".a3trading

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